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A car (also called an automobile) is a vehicle used to transport passengers. Cars usually have four wheels and an internal combustion engine.

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Madam, or madame /ˈmædəm/, is a polite form of address for women, often contracted to "ma'am".

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What is the main advantage of asset allocation?
1. It diversifies risk among different asset classes
2. It guarantees high returns
3. All of the above